Bring a list of your business assets that you can use as security for the loan. Capital is the most difficult part of getting a loan for a new business, because new businesses don't have equipment and facilities yet; that's why they need the loan, to purchase this stuff. If you have capital assets that you can contribute to the business, it may help secure the loan, particularly if you are expanding or adding inventory for an existing business. Capital assets are priced at fair market value (current), not at what you bought them for, and depreciation reduces the value.