Hi,
Being a home based business in most cases (at least in the beginning), financing options are limited and a conventional business loan from a bank will be difficult to obtain. However, with good credit and a well conceived business plan, it is possible to receive a business loan from your local bank. Grants from the local, state, and federal governments are available and can actually be a great source of financing. If this is not an option for you then you may have to learn how to start a debt collection agency with your savings or the generosity of friends and family.