A health insurance agent is not necessary for finding and purchasing health insurance. If you have the option of participating in group insurance through an employer, you should, as you will not be subject to policy denial of coverage or excessive premiums. If you are unemployed or self-employed, or your employer does not offer health benefits, seeking an affordable plan for you and your family is achievable through insurers' websites and sites that feature multi plan comparisons. Additionally, your state department of insurance and several federal government resources can also assist in your health insurance quest.
